The law firm of Herman & Wells is devoted to representing clients in claims to recover for losses, injuries, and damages.  We pursue compensation for clients from the very beginning of the process through a final settlement or a trial.  We fight against insurance companies who refuse to pay claims or offer too little.  We hold irresponsible businesses responsible.

If you need a lawyer to represent you or would like to speak with someone about a case, please contact us by by phone at 727-821-3195 or by clicking on the button below to contact us through this website.

Fighting Insurance Companies

People and businesses buy insurance to protect them from unforeseen losses.  Insurance policies are designed to compensate people in the face of misfortune, protecting their assets and allowing them to recover from the loss.  When buildings are damaged and destroyed, property insurance policies should pay to repair or replace the property.  When people are injured, liability and automobile insurance should compensate them for their medical expenses and other damages.  Insurance companies are supposed to compensate people and businesses in the face of catastrophe.

insureverb:  To arrange for compensation in the event of damage to or loss of property, or injury to or the death of someone, in exchange for regular advance payments to a company.

We represent individuals and businesses against insurance companies that refuse to fairly compensate them for their losses.  We receive calls every day from insureds that are facing denied insurance claims, never-ending insurance claim investigations, or unreasonably low settlement offers.

Jason Herman and Cliff Wells provide clients with legal advice about insurance, present claims to insurance companies to maximize client recoveries, and represent clients in lawsuits against insurance companies.  We are insurance attorneys, who know how to advocate to insurance carriers to get claims paid.  We are also trial lawyers.  If an insurance company won’t do what’s fair and right, we litigate cases, through trial and appeal if necessary.  We also pursue insurers in bad faith lawsuits.

Contact Us for Experienced Insurance Recovery Attorneys

If you are involved in a dispute with an insurance company or need legal representation for a claim, please contact us online or call 727-821-3195.  We will review your case, talk to you about it, and explain how we can help you recover for your claim.  We do not charge for initial consultations.

Our offices are located in St. Pete and we handle cases throughout the state of Florida.  We fight all insurance companies.  For a list of insurance companies we represent clients against, click here.  For a list of some of the different types of cases and claims we handle, click here.


Representing Individuals and Businesses Against Their Own Insurance Companies

Homeowners and business owners pay their insurance premiums.  But when their buildings are damaged or personal property lost, policyholders often find themselves facing delayed claim adjustment, unreasonable requests for numerous documents, low offers and underpaid insurance claims, or insurance claims that are denied completely.  We represent policyholders against their own insurance companies, and seek coverage for damage to buildings and personal property, loss of use, additional living expenses, and lost business income.

We also represent insured businesses and individuals whose liability insurance companies have refused to defend them in lawsuits or whose insurance providers have filed declaratory judgment actions against them.

Representing the Injured

Herman & Wells represents people who have been injured by the negligence of others.  We pursue claims against the businesses and individuals responsible for personal injuries caused in accidents, which means dealing with commercial general liability insurers or car insurance companies.  We also represent people in claims under policies they paid for to protect them from accidents and injuries: uninsured motorist insurance claims, health insurance claims, and life insurance claims. 

Handling Bad Faith Disputes

We work with insureds, claimants, and other lawyers on insurance bad faith disputes.  Where bad faith has occurred, we make sure the right to pursue a bad faith lawsuit is preserved and we litigate bad faith cases.